November 27, 2020



Dicker and contract will loan cash on many any such thing you’ve got this is certainly valuable: precious precious jewelry, tools, electronic devices, and far, even more. You can expect 15 and one month cash that is instant in your valuables, perhaps maybe not your credit. No credit checks! Other lending organizations check your credit rating – we try not to. We provide money immediately on the products. No effect to your credit history!


Obtaining a Merchandise Loan is fast, simple, and totally private. Merely make your merchandise for the assessment, and go out with money in to your hand! All product is firmly packed, labeled and kept, so you can be confident you get right back precisely what you offered us. It is so easy. We appreciate your home and simply just just take care that is good of. Certified by the state of Michigan and completely insured, we provide you with reassurance. Family owned and operated, Dicker & contract was serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-lasting relationships with your clients. We appreciate your company.

With Western Union cash transfers, delivering or money that is receiving easier and much more convenient than in the past. Forward cash 24/7 to family and friends. It is possible to spend your car, charge card, and mortgages too. Wire transfer may be submitted mins or by next service day. Customers also can choose up cash provided for them via Western Union at our shop. a federal government issued picture ID is perhaps all this is certainly required.

Dicker and contract provides services that are notary much of your papers. A Government given ID is necessary.

Western Union Prepaid Debit Cards

Handling your cash is a lot easier than in the past having a Western Union В® reloadable prepaid MasterCard В® .

Western Union В® MoneyWise в„ў Prepaid MasterCard

Western Union В® Gold Card Prepaid MasterCard

Enjoy benefits including:

  • No maintenance that is monthly.
  • No purchase deal charges.
  • No overdraft or belated repayment charges.
  • No bank account or credit check needed.
  • Absolve to stimulate your card on line.
  • COMPLIMENTARY payroll direct deposit.
  • Get a Western Union cash Transfer В® transaction on your card.
  • Include cash at over 46,000 participating Agent areas.
  • Protected by MasterCard’s Zero Liability Policy.
  • Use anywhere Debit MasterCard is accepted, including on line and at ATMs.


  • Month-to-month Repair Fee – COMPLIMENTARY
  • Signature Purchase Transaction Fee – COMPLIMENTARY
  • PIN Purchase Transaction Fee – COMPLIMENTARY
  • Payroll Direct Deposit – COMPLIMENTARY
  • Automatic Phone Customer Care – COMPLIMENTARY
  • On The Web Electronic Statements – FREE
  • SMS and Email Notifications (Standard message and information prices may apply) – FREE
  • Overdraft Fee – COMPLIMENTARY
  • Bank to Card Transfer Fee – $1.00
  • ATM Withdrawal Fee (plus applications ATM operator fees) – $1.95
  • Agent Location Cash Load Fee – $4.95
  • Inactivity Fee (monthly charge starting in month 13 of inactivity) – $2.50
  • ATM Balance Inquiry/Decline Fee – $0.45

Extra cost could add card that is re-issue of $5, Bank to card transfer cost of $1 and a paper declaration charge of $3, and money gains and charges.

  • Handle your account online or higher the telephone.
  • SMS texts and e-mail alerts to track your balance.
  • Earn rewards on every Western that is qualifying Union transaction — even if you load money to your card.
  • Save time with no kinds to fill in.

Loans are an instant and simple option to borrow funds with no credit check or hassle. Loans are derived from the worthiness of the security, perhaps maybe maybe not your credit rating or spend routine. a term amount of 15 or 1 month. If you fail to spend your loan back complete, you can expect extensions to provide you with more time. You might additionally decide to surrender your security as re payment in complete.

If you should be struggling to spend back once again your loan in complete its deadline, you can find a renewal/ extension. Which means which you spend the re-purchase choice cost in your loan in complete in addition to new deadline is set. The loan that is principal continues to be the exact exact same, as does the re-purchase choice charge. You may extend the size of your loan as numerous times while you desire.

The majority of our clients repay their pawn loans and select up their products. If a person chooses never to repay the mortgage, the collateral items are forfeited and are usually accepted as repayment in complete. Some clients though choose to offer their items that are unwanted than get that loan.

Loan quantity is dependant on the present worth of your item. Item’s condition, market value and our power to resell the product all may play a role in determining the cost. Our very trained associates use all extensive research tools in front of you to gauge item’s value and obtain you the bucks you’ll need or perhaps the most they may be able.

All items are tested by us with their performance. General product is aesthetically examined after which tested by plugging it in and turning it in. Add-ons such as for example remote settings and cables that are original increase the value of a product. Gold & Diamonds are tested utilizing precious jewelry loupe and electronic testers noting the cut/color/clarity/carat (the 4 C’s). Products in good shape frequently have appraised at greater value. We’re going to also purchase any broken silver precious jewelry.

The cost of commodity is dependent on economy values. Rates can fluctuate significantly because of economy that is unstable market conditions.

Yes. You could have limitless quantity of loans with Dicker & contract during the time that is same.

Regrettably we can not offer quotes that are accurate the phone. Loans are significantly on the basis of the condition of a product which can be extremely hard to determine throughout the phone. The item has got to be examined by certainly one of our associates.

Yes. All aspects about any transaction are secure and confidential. Dicker & contract will not share any gathered information with any personal events.

Loan criteria depend on economy value for pre-owned product. The mortgage quantity we’re able to offer you is founded on our capability to resell the product in the foreseeable future if it’s forfeited. Pre-owned things offer for a lot less than brand new items therefore these are typically well worth less as security. During the time that is same are priced consequently if become available for purchase within our shop. Our clients benefit from the capability of to be able to trade items that are unwanted another thing they want.

It really is our responsibility to help keep all products safe plus in a protected area while in loan. Additionally, it is our obligation to help keep them in good shape. All add-ons brought because of the product are kept together in secure area, and you will be returned as soon as the loan is compensated in complete. Our loan stock is connected with all the up to date computer system which allows us to trace all products at any time.

Yes, but you need to provide the name of the individual to at least one of y our associates in individual in the place of over the telephone.

Anybody but may spend in your loan in your stead as numerous times as required.

Yes. We’re at the mercy of numerous State, Federal and neighborhood legislation. State and authorities that are local control all aspects connected with loan deals.

It doesn’t matter what the truth is on television as well as in the flicks, second-hand shops & pawnshops would be the worst spot to eliminate taken product, and crooks learn about that. All products acquired by Dicker & contract are prepared via a crime-fighting that is internet-based called company Watch Overseas, where home elevators all loans and offered products is provided with authorities departments nationwide. All things take place for a fortnight before cleared by neighborhood authorities and just then are offered for sale. Each client is needed to present a government that is valid I.D. and become fingerprinted during the time of company.

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